What is the DHHL DPA Matching Grant Program?

The DHHL DPA Matching Grant Program is dedicated to native Hawaiian families that are on the DHHL waitlist or are Undivided Interest Lessees.

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Eligible DHHL waitlist or Undivided Interest Lessee and their ohana can utilize $5,000 of non-DHHL sourced funding for the program. Example: A non-profit you are working with has $5,000 DPA grant.

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This program provides a one time DHHL Down Payment Assistance matching grant of $5,000 towards closing costs of a purchase of a homestead home or homestead home build.

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$5,000 Matching Grant

Non-DHHL Funding Source:  $5,000
DHHL DPA Matching Grant:  $5,000

Towards Your Closing Costs: $10,000

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What are the eligible requirements for the DHHL DPA Matching

1. Must be on the DHHL Waitlist or an Undivided Interest Lessee.
2. Must be purchasing a homestead home or building a home on a homestead lot.
3. Have an APPROVED home mortgage or construction loan with a lender.
4. Recipent of $5,000 from any non-DHHL funding source towards the homeownership transaction.

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How do I apply for the DHHL DPA Matching Grant Program?

• Request a Digital or Hard Copy of the DHHL-DPA Kit
  • BY EMAIL : Send a request to danielle@hawaiianhomesteads.org
  • BY PHONE : Call our office (808) 312-1001 and a staffer will assist you.
• Submit COMPLETED DHHL-DPA Kit AND all necessary support documents.

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Frequently Asked Questions

• Who can qualify for a DHHL NAHASDA Down  Payment Assistance (DPA)?
  The DPA is available to qualifying first time home buyers earning up to 100 percent of area median income for a Hawaiian Home Lands turnkey  residential single family home being purchased.  Income limits are adjusted based on household size and must also:
  • Complete a home buyer education class
  • Qualify for mortgage financing with their lenderYou must have a fully executed Purchase Agreement of a DHHL turnkey residential single family home  offering on Hawaiian Home Lands.

• How much grant money may I receive?
  • Lessees and/or awardees may receive up to $25,000 and an additional $20,000 with certain  requirements.

• How do I apply?
  Your 1st mortgage lender must submit a full,  complete credit file for consideration.  Lender must be FHA and/or HUD 184a approved to participate or have an agreement with DHHL. Please inquire with
  your Loan Officer to take advantage of this program.

• Are there any restrictions on the type of home I may purchase?
  The DPA may be used to purchase a turnkey  residential single family home that is located within the State of Hawaii on Hawaiian Home Lands and must be your primary residence.
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• Are there restrictions on how the grant may be used?
  The DPA is a one-time assistance and funds must be used for down payment and/or assisting with closing costs or interest rate buy down for the purchase of a turnkey single family home within the State of     Hawaii on Hawaiian Home Lands.  No funds will be given directly to the buyer(s).
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• What happens if I sell my house?
  If your home is purchased with DPA assistance, it is subject to a lease addendum restriction requiring you to return a portion of the grant if you fail to  occupy the dwelling or sell or transfer your lease interest within 5-10 years or on a case-by-base basis.

 

Hawaiian Lending & Investments

Hawaiian Lending & Investments (HLI) is a Community Development Financial Institution (CDFI) 501c3 non-profit, sponsored by the Sovereign Council of Hawaiian Homestead Associations (SCHHA).
HLI delivers financial services to support the capital needs of consumers, businesses, and homestead associations on or near Hawaiian Home Lands.
HLI has office locations on Maui, Molokai, Oahu, and Kauai. HLI provides services to community members throughout the state of Hawaii.

The DHHL DPA Matching Grant Program is dedicated to native Hawaiian families that are on the DHHL waitlist or are Undivided Interest Lessees.

Eligible DHHL waitlist or Undivided Interest Lessee and their ohana can utilize $5,000 of non-DHHL sourced funding for the program. Example: A non-profit you are working with has $5,000 DPA grant.
This program provides a one time DHHL Down Payment Assistance matching grant of $5,000 towards closing costs of a purchase of a homestead home or homestead home build.