At Bank of Hawai‘i,  we offer the widest range of financing options for Department of Hawaiian Home Lands (DHHL) lessees. Our variety of programs is designed to provide lessees with expanded financing options. Call or visit us today to find out how these programs may work for you.

• HUD 184A
• FHA 247

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Highlights

• Available for purchases and refinances
• Cash out transactions available
• Up to 97.75% financing for the HUD 184A program and 96.5%financing on the FHA 247 program
• Fixed rate mortgages for a repayment term of 30 years
• Down payment options available on purchase transactions
• For primary residence, one unit properties, including Planned Unit Developments (PUD) on Hawaiian Home Lands
• Personalized assistance from start to finish

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Documents Needed

• Uniform Residential Loan Application
• Most recent 2 years Federal Tax Returns with all schedules
• Most recent 2 years W2s
• Most recent 2 months Bank statements with all pages
• Most recent 2 months Assets/IRA/Investment statements with all pages
• If you currently own a home:
• Most recent mortgage statement
• Association Dues document
• Insurance Declarations Page – if not included in the mortgage
• HOA Dues – if applicable

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If you are self-employed:

• Most recent 2 years Business Federal Tax Returns with all schedules & K1s – if applicable